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Custom Home Building MN
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financing any project up to 50%
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Your contractor will not like these questions, but you have to ask them to protect yourself.

1. Are you a licensed building/remodeling contractor and what is your license number? If you hire an unlicensed contractor, you will not have access to the Contractor’s Recovery Fund, which is available to compensate consumers who have suffered losses due to contractor fraudulent, deceptive or dishonest practices.

2. Do you carry builder’s Liability insurance? (Please note: not a framing, drywall or other type of insurance? Builder’s insurance will cover anything during construction, other insurance will cover only what is associated with the trade. The reason why many contractors have only framing or carpentry insurance is because these policies are a lot less expensive then builder’s insurance).

3. Do your sub-contractors carry the same amount of insurance?

4. Do you hire sub-contractors for electrical, HVAC and plumbing? (Only licensed sub-contractors can do this work).

5. Do you pull all permits? (If a contractor does not pull a permit or if you as the homeowner pull the permit then you are responsible for the work not the contractor).

6. What percentage of the work will your sub-contractors will do on my project?

7. What is the limit on yours and your sub-contractors’ insurance policy?

8. What warranty do you offer and what does it cover?

9. How long has your company been registered with the State? To check it go on


and enter the business name.

10. Are you a member of BBB, Angie’s List, Builder’s club or any other professional association in good standing?

11. How long will a project like this take to finish?

12. What is your payment schedule? (Do not make any payments upfront).

13. Do you charge for change orders?

14. How much exactly will my project cost to finish?

15. Can you provide me with referrals for at least 2 years?

16. How many projects like this have you done?

17. How booked are you?

18. How many projects do you finish per month?

19. Ask for a Minnesota business address other than a post office box.

20. Ask for a local phone number where the contractor can be reached during normal business hours.

21. Discuss bids in detail with each contractor, making certain you understand the reasons for any variations in the prices. Do not automatically choose the lowest price. One contractor’s bid might be higher because the materials to be used are of a better quality or because the work will be especially thorough and, therefore, require more time and labor.

*You may also find helpful what Minnesota State suggests to check for before hiring a contractor at:


Counties, Cities and Zip Codes where we offer our services
Twin Cities Area including:
Scott County:Belle Plaine MN,Elko New Market MN,Jordan MN,New Prague MN ,Prior Lake MN, Savage MN , Shakopee MN,
Ramsey County:Arden Hills MN, Blaine MN ,Falcon Heights MN ,Gem Lake MN , Lauderdale MN , Little Canada MN , Maplewood MN , Mounds View MN, New Brighton MN, North Oaks MN,North St. Paul MN ,Roseville MN,Shoreview MN ,St. Anthony MN , St. Paul MN ,Spring Lake Park MN ,Vadnais Heights MN, White Bear Lake MN,

Carver County:Carver MN,Chanhassen MN,Chaska MN ,Cologne MN ,Hamburg MN, Mayer MN,New Germany MN,Norwood Young America MN, Victoria MN,Waconia MN,Watertown MN,

Dakota County:Apple Valley MN, Burnsville MN,Coates MN ,Eagan MN,Farmington MN, Hampton MN,Hastings MN, Inver Grove Heights MN ,Lakeville MN, Lilydale MN, Mendota MN, Mendota Heights MN,Miesville MN, New Trier MN, Northfield MN, Randolph MN , Rosemount MN, South St. Paul MN, Sunfish Lake MN, Vermillion MN, West St. Paul MN,

Hennepin County:Bloomington MN,Brooklyn Center MN,Brooklyn Park MN,Champlin MN, Chanhassen MN ,Corcoran MN,Crystal MN , Dayton MN ,Deephaven MN ,Eden Prairie MN,Edina MN,Excelsior MN,Golden Valley MN,Greenfield MN, Greenwood MN,Hanover MN, Hopkins MN,Independence MN,Long Lake MN, Loretto MN,Maple Grove MN, Maple Plain MN, Medicine Lake MN , Medina MN , Minneapolis MN, Minnetonka MN, Minnetonka Beach MN, Minnetrista MN, Mound MN , New Hope MN ,Orono MN, Osseo MN,Plymouth MN,Richfield MN,Robbinsdale MN, Rockford MN, Rogers MN ,Shorewood MN ,Spring Park MN,St. Anthony Village MN , St. Bonifacius MN,St. Louis Park MN,Tonka Bay MN, Wayzata MN, Woodland MN

Washington County: Oakdale MN,Woodburry MN
Anoka County: Fridley MN ,
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